<P class=바탕글><SPAN></SPAN> </P><br /> <P class=바탕글><SPAN>■ 희망키움통장 사업목적</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>○ </SPAN><SPAN>일하는 기초생활수급자의 근로유인 및 탈빈곤 물적기반 마련을 통하여 대상자의 탈수급 지원</SPAN></P><br /> <P class=바탕글>  <?xml:namespace prefix = "o" ns = "urn:schemas-microsoft-com:office:office" /><o:p></o:p></P><br /> <P class=바탕글><SPAN></SPAN> </P><br /> <P class=바탕글><SPAN>■ 희망키움통장 가입조건</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>○ 가구 총 근로·사업소득이 중위소득 24%이상인 생계·의료급여(중위소득 40%) 수급자</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US></SPAN><SPAN>※ 소득기준특례 수급자의 경우, 가구 총 근로·사업소득이 중위소득 24%이상 중위소득 60%이내일 경우 신청가능</SPAN></P><br /> <P class=바탕글><br /> <TABLE style="BORDER-TOP: #000000 0.28pt solid"><br /> <TBODY><br /> <TR><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center">  <o:p></o:p></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center">  <o:p></o:p></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">1인 가구</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">2인 가구</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">3인 가구</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">4인 가구</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">5인 가구</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">6인가구</SPAN></P></TD></TR><br /> <TR><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN style="FONT-FAMILY: 휴먼명조 mso-ascii-font-family: HCI Poppy mso-hansi-font-family: HCI Poppy">소득하한</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN style="FONT-FAMILY: 휴먼명조 mso-ascii-font-family: HCI Poppy mso-hansi-font-family: HCI Poppy">중위소득 24%</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">374,961</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">638,447</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">825,927</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">1,013,408</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">1,200,888</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">1,388,369</SPAN></P></TD></TR><br /> <TR><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle rowSpan=2><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN style="FONT-FAMILY: 휴먼명조 mso-ascii-font-family: HCI Poppy mso-hansi-font-family: HCI Poppy">소득상한</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN style="FONT-FAMILY: 휴먼명조 mso-ascii-font-family: HCI Poppy mso-hansi-font-family: HCI Poppy">중위소득 40%</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">624,935</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">1,064,078</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">1,376,546</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">1,689,013</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">2,001,481</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">2,313,948</SPAN></P></TD></TR><br /> <TR><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: center"><SPAN style="FONT-FAMILY: 휴먼명조 mso-ascii-font-family: HCI Poppy mso-hansi-font-family: HCI Poppy">중위소득 60%</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">937,402</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">1,596,118</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">2,064,818</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">2,533,520</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">3,002,221</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글 style="TEXT-ALIGN: right"><SPAN lang=EN-US style="FONT-FAMILY: HCI Poppy mso-hansi-font-family: HCI Poppy mso-fareast-font-family: 휴먼명조">3,470,922</SPAN></P></TD></TR></TBODY></TABLE></P><br /> <P class=바탕글>  <o:p></o:p></P><br /> <P class=바탕글><SPAN></SPAN> </P><br /> <P class=바탕글><SPAN>■ 희망키움통장 지원내용</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>○ 가입자가 매월 10만원을 저축하고, 3년 이내 탈 수급하는 경우, 근로소득장려금 지원</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>○ 근로소득장려금 = 가구의 총 소득에 따라 차등 지급(3인 가구 기준 최대 46만원/월)</SPAN></P><br /> <P class=바탕글>  <o:p></o:p></P><br /> <P class=바탕글><SPAN></SPAN> </P><br /> <P class=바탕글><SPAN>■ 희망키움통장 해지요건 및 참여제한 사항</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>○ </SPAN><U style="text-underline: #000000 single"><SPAN>중도해지요건</SPAN></U><SPAN lang=EN-US> : </SPAN><SPAN>사전 적립중지</SPAN><SPAN lang=EN-US>*</SPAN><SPAN lang=EN-US> 신청 없이 근로사업소득이 </SPAN><U style="text-underline: #000000 single"><SPAN lang=EN-US>5개월 연속 중위소득 24%에 미달</SPAN></U><SPAN>하거나 </SPAN><U style="text-underline: #000000 single"><SPAN>본인적립금 3개월 연속 미납</SPAN></U><SPAN lang=EN-US> 시</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>⇨ 중도해지 시 본인적립금과 그에 따른 이자만 지급</SPAN></P><br /> <P class=바탕글 style="MARGIN-LEFT: 55pt"><SPAN lang=EN-US style="FONT-FAMILY: 한양중고딕 mso-hansi-font-family: 한양중고딕 mso-fareast-font-family: 한양중고딕">* 적립중지란? </SPAN><SPAN style="FONT-FAMILY: 한양중고딕 mso-ascii-font-family: 한양중고딕 mso-hansi-font-family: 한양중고딕">실직, 본인 및 부양가족의 질병·사고 등 부득이한 사유가 있는 경우, 담당자에게 사전 신청하여</SPAN><SPAN lang=EN-US style="FONT-FAMILY: 한양중고딕 mso-hansi-font-family: 한양중고딕 mso-fareast-font-family: 한양중고딕"> </SPAN><SPAN style="FONT-FAMILY: 한양중고딕 mso-ascii-font-family: 한양중고딕 mso-hansi-font-family: 한양중고딕">사업참여기간 중 총 6개월 간 적립중지 가능합니다.(중지 기간 중 근로소득장려금 미지원)</SPAN></P><br /> <P class=바탕글>  <o:p></o:p></P><br /> <P class=바탕글><SPAN lang=EN-US>○ </SPAN><U style="text-underline: #000000 single"><SPAN>특별중도해지요건</SPAN></U><SPAN lang=EN-US> : </SPAN><SPAN>가구의 근로사업소득이 </SPAN><U style="text-underline: #000000 single"><SPAN>최근 3개월 평균 중위소득 60% 초과</SPAN></U><SPAN lang=EN-US> 시</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>⇨ 특별중도해지 시 전월까지 적립된 본인적립금과 근로소득장려금 모두 지급되고 사업종료</SPAN></P><br /> <P class=바탕글>  <o:p></o:p></P><br /> <P class=바탕글><SPAN lang=EN-US>○ </SPAN><U style="text-underline: #000000 single"><SPAN>장려금지급요건</SPAN></U><SPAN lang=EN-US> : </SPAN><SPAN>아래 두 가지 요건 충족 시 적립된 장려금 지원</SPAN></P><br /> <P class=바탕글 style="TEXT-ALIGN: right"><br /> <TABLE style="BORDER-TOP: #000000 0.28pt solid"><br /> <TBODY><br /> <TR><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글><SPAN lang=EN-US>1</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글><SPAN>탈수급</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글><SPAN lang=EN-US>- 3년 이내 탈수급</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>- </SPAN><SPAN lang=EN-US>3년 만기 후 탈수급 조건을 충족하지 못한 경우에도 3개월의 유예기간을</SPAN><SPAN lang=EN-US> 두고</SPAN><SPAN lang=EN-US> 유예기간 내 탈수급 시 탈수급요건 충족 인정</SPAN></P></TD></TR><br /> <TR><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글><SPAN lang=EN-US>2</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글><SPAN>증빙서류</SPAN></P></TD><br /> <TD style="BORDER-TOP: #000000 0.28pt solid" vAlign=middle><br /> <P class=바탕글><SPAN lang=EN-US>- 근로소득장려금 금액만큼의 증빙서류 제출 필요</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US style="FONT-FAMILY: 한양중고딕 mso-hansi-font-family: 한양중고딕 mso-fareast-font-family: 한양중고딕">* 제출기한: 만기시점부터 6개월 이내</SPAN></P><br /> <P class=바탕글><br /> <TABLE style="BORDER-TOP: #000000 0.28pt solid"><br /> <TBODY><br /> <TR><br /> <TD style="BORDER-TOP: #000000 0.28pt dotted" vAlign=middle><br /> <P class=바탕글><SPAN lang=EN-US style="FONT-FAMILY: 한양중고딕 mso-hansi-font-family: 한양중고딕 mso-fareast-font-family: 한양중고딕"><증빙서류></SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US style="FONT-FAMILY: 한양중고딕 mso-hansi-font-family: 한양중고딕 mso-fareast-font-family: 한양중고딕">① 주택구입 및 임대관련 영수증</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US style="FONT-FAMILY: 한양중고딕 mso-hansi-font-family: 한양중고딕 mso-fareast-font-family: 한양중고딕">② 본인·자녀의 고등교육·기술훈련 영수증</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US style="FONT-FAMILY: 한양중고딕 mso-hansi-font-family: 한양중고딕 mso-fareast-font-family: 한양중고딕">③ 사업의 창업·운영자금 영수증</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US style="FONT-FAMILY: 한양중고딕 mso-hansi-font-family: 한양중고딕 mso-fareast-font-family: 한양중고딕">④ 의료비 영수증 등 자활·자립에 필요한 용도로 활용한 영수증</SPAN></P></TD></TR></TBODY></TABLE></P></TD></TR></TBODY></TABLE></P><br /> <P class=바탕글>  <o:p></o:p></P><br /> <P class=바탕글><SPAN lang=EN-US>○ 사후관리</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US>- 근로유인 제고 및 도덕적 해이 방지를 위하여 희망키움통장 지급해지 대상가구의 자활근로사업 재참여가 1년간 제한</SPAN></P><br /> <P class=바탕글><SPAN lang=EN-US></SPAN> </P>